Birgit Kuschke is a professor in the Department of Private Law, University of Pretoria. She holds the degrees BLC (cum laude) and LLB (cum laude) from the University of Pretoria, and completed her LLD degree in 2009 at the University of South Africa. She completed her articles at VDT Attorneys in Pretoria and was admitted attorney, notary and conveyancer of the High Court of South Africa in 1994 and practised for her own account until 2005. Birgit is a member of the Society of Law Teachers’ of South Africa and an accredited PoslecSETA legal training practitioner. She has been a member of the International Association for Insurance Law since 1998 and has been involved in various research projects relating to the impact of risks posed by Y2K, electromagnetic fields, environmental pollution, climate change, genetically modified organisms and the effect of genetic testing on the insurance industry. She currently serves as a Councillor on the Presidential Council of the International Association for Insurance Law, and is a member of two working groups within the Association. She has been involved in project management training since 1997. She has contributed to various textbooks and presented papers at national and international conferences. Birgit is married to Günther and has two sons, Mischa (12) and Nicolai (10).